
Proven Path to Grow
Your Texas Agency
The Nation's Leading Independent Insurance Alliance
MARK BIGHAM
MEET OUR TEXAS TERRITORY REPRESENTATIVE
Mark started with Pacific Crest Services in 2010 and became our first Independent Insurance Agent in Dallas, Texas. Before joining Pacific Crest Services, Mark worked with Farmers Insurance for 5 years as a captive agent. Located in Dallas Texas, Mark opened Affluence Insurance Services and has built his agency to a $9.2 million dollar agency.
Mark was selected as the Pacific Crest Territory Representative in Texas in 2022 based on his passion to help agents transition to the independent insurance channel. With an advanced knowledge of the Texas insurance agent marketplace and a history of success as an independent agent, Mark provides agents winning strategies to grow their insurance practices. Ready to start an independent insurance agency? Let's talk.
Structured For Success
We provide captive and independent insurance agents the structure they need to start an independent insurance agency. More than markets and commissions, we help you build your insurance agency.
COMPLETE
OWNERSHIP
100% ownership of your book of business with no minimum contract terms or hidden restrictions
DIRECT CARRIER APPOINTMENTS
300+ carrier appointments and analytics that show you who is competing and winning in your area
CUTTING EDGE TECHNOLOGY
Proprietary technology platform that allows you to manage and grow your agency from anywhere
HIGHEST
COMMISSIONS
Industry leading commissions, opportunity for profit sharing, bonuses, and enhanced compensation paid by our carrier partners
ADVANCED
TRAINING
Access to exclusive personal lines, commercial and specialty training, and development delivered by seasoned insurance executives
BUSINESS
STRATEGY
In-house business consultant available to alliance agents for strategic planning at all phases of the business lifecycle
Our 300+
Carrier Partners
As an independent agent with Pacific Crest Services, YOU will have access to direct appointments with our carrier partners.
The relationships we have with our carrier partners is a huge part of our alliance and what gives our agents a competitive edge within their markets to be able to write more policies, and run highly successful agencies.



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Agent Testiomonials

Lillian Trevino, Principal of
Tremar Insurance Agency
"Having experienced a captive agency, Pacific Crest provides much more support, expertise, and mentorship than a captive agent gets while providing appointments to write business for dozens of different carriers which means I am able to write 95% + of the risks that I quote. If you are looking to start an independent insurance agency, start here."

Eric Arredondo, Principal of
Arredondo Risk Advisors
"Making a profit is the reason I became a business owner. Pacific Crest Services helped me realize all the opportunities I was losing out on as a captive agent. It never seemed to matter how large I grew that agency, I always struggled to turn a profit. Now that I'm partnered with Pacific Crest Services as an independent insurance agent I can capitalize on way more than just personal lines sales and some small commercial."
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Celia Richard, Principal of
Celia Richard Insurance Agency
"Prior to joining the Pacific Crest Services insurance alliance I had always worked for other agents as a Producer or CSR. Taking the leap on my own presented many challenges that I knew I would face. I'm grateful that Pacific Crest Services caters their training and development to each agents needs. This made the transition go much smoother and expedited the learning process so I could start making money right away."

Chunky Nelms, Principal of
Chunky Nelms Insurance Agency
"As a captive State Farm agent I was only able to offer my clients one option. I seldom felt comfortable knowing my clients would be better off with another agent who could offer choice. Pacific Crest Services has solved this issue for me. Their strategic approach has allowed me to become an insurance broker where I can now offer my clients better coverages at better rates with carriers that make my business very profitable".